YOU COULD BE ENTITLED
We Sue Debt Collectors for Your
Stop Debt Abuse Now!
YOUR RIGHTS Protected By the FDCPA
The Fair Debt Collection Practices Act (FDCPA) bars all forms of unfair,
abusive and deceptive collection practices.
While the Federal statute provides a laundry list of potential violations, this list is not exclusive. The statute also provides a general prohibition on any form of deception, abuse, or unfair treatment. In spite of federal and state law, debt collectors continue to abuse consumers in order to unfairly pressure them into paying debts. These abuse tactics are often intended to scare or intimidate consumers, sometime with threats of violence or arrest.
Other collectors pile on illegal interest or fees to make the debt seem larger that it actually is. In some instances, these debts are time-barred, discharged in bankruptcy, or not owed for other reasons.
If debt collectors are violating the FDCPA, you have the right to sue and recover up to $1000.00 in statutory damages and possibly more for actual damages!
Debt collectors or Collection Agencies may not:
Call you constantly and repeatedly, several times a day and/or week
Call you before 8:00am or after 9:00pm, on weekends and/or holidays
Disclose your debt to friends, family, neighbors and/or business associates
Contact you after you have advised in writing not to be contacted further
Use deceptive collection tactics and/or lies
Use obscene, profanity or use abusive language
Use Robo-calls and/or Autodialers to your phone
Falsely threaten to sue you, garnish wages or sell property
Use or threatens to use violence if consumer does not pay
Accuse you of a crime, criminal prosecution or threatening arrest
Misrepresent the amount, nature or character of the debt
Collect a debt that has been discharged in bankruptcy
YOU CAN FIGHT BACK YOU SHOULD FIGHT BACK
We help consumers protect themselves from abusive and unethical debt collectors or debt collection law firms. If your rights have been violated we will represent you to get the compensation you are entitled to.
The Law Protects You
The Fair Debt Collection Practices Act protects you from debt collector abuse. You can sue and recover up to $1,000.
Connect with a Lawyer
Request a free evaluation of your case and ensure your rights are not further violated by predatory collection agencies.
Rely on Our Experience
We make it easy to exercise your rights. We’ll sue the debt collector on your behalf – at no upfront cost to you.
Abusive Debt Collection FAQ’s
May a debt collector contact with a third party concerning your debt?
No, the debt collector is not permitted to tell anyone other than you and your attorney that you owe money. If you have an attorney, the debt collector may not contact anyone other than your attorney. If you do not have an attorney, a collector may contact other people, but only to find out where you live and work. Debt Collectors usually are prohibited from contacting such permissible third parties more than once.
How may a debt collector contact with me?
If you are represented by an attorney and you have notified the debt collector, the collector may only contact your lawyer. Otherwise, a collector may contact you in person, by mail, telephone, telegram, or fax. However, a debt collector may not contact you at unreasonable times or places, such as before 8 a.m. or after 9 p.m. Also, a debt collector cannot contact you at work if the collector knows or has reason to know that your employer disapproves. For example, your employer does not allow personal calls at work.
Can you stop a debt collector from contacting you?
Yes, we can help to stop a collector from contacting you by writing a letter to the collection agency telling them to stop. This is typically referred to as a “cease and desist” letter. Once the collection agency receives letter, it may not contact you again except to say there will be no further contact.
What types of debt collection practices are prohibited?
Abuse and Harassment. Debt collectors may not harass, oppress, or abuse any person. Debt collectors may not engage in unfair practices in attempting to collect a debt. If you has harassed by debt collector, contact us online form or at 877-615-1725 to find out how we can help stop the abusive debt collector.
Do you charge a fee for looking at my case?
No. We never charge a fee for our initial evaluation of a case.
Is everything I tell you confidential, even if you do not take my case?
Yes. The attorney-client privilege covers all communications between our firm and any prospective clients. That means that we cannot discuss your issue with anyone without your permission.
What type of evidence do I need to prove that I have been harassed?
Debt collectors maintain records and so should you. As soon as you are contacted by a debt collector, you should do the following:
🗸 Keep a written or typed log of all calls received and note the date, time, number calling and any items discussed;
🗸 Take digital photos of your caller identification showing the calls from the debt collector, especially if the call is before 8:00 a.m. or after 9:00 p.m.;
🗸 Save all letters, correspondence and voicemail messages received.
If you feel as if you are being harassed by debt collectors, give us a call. We will stop the harassment and our services are FREE of charge
What are your rights if you are a victim of any violation(s) of the FDCPA?
Under state and federal law, you have the right to sue a collector or debt collection agency in a state or federal court within one year from the date you believe the law was violated.
🗸 Up to $1,000.00 in statutory penalties (for a collector or agency);
🗸 Actual damages for harassing collection agency abuse;
🗸 Reduction or elimination of the debt;
🗸 Removal of any negative information from your credit report;
🗸 100% FREE Legal Help — If we recover money for you, debt collectors may be required to pay our legal fees.
Once we represent you, we will contact the debt collector and STOP THE HARASSMENT IMMEDIATELY.
WHAT OUR CLIENTS
Laurence W., Miami
All I wanted to do was switch my cell phone carrier. But my original carrier refused to let me out of my contract. So I switched anyway. And then my original carrier sent my account to collections. The attorneys negotiated to have the debt forgiven and I was paid more than $1,000.00. And then the original carrier sent my account to a second collections agency. Again, my attorneys negotiated to have the debt forgiven and I was paid more than $1,000.00 a second time. I love you guys.
Michael M., Chicago
The collectors kept calling. I didn't even want to answer the telephone or open the mail because they just didn't stop. I was in hiding until I met Consumer Protection Law Firm team. They took the time to sympathize with me and then they stopped the calls and letters. In the end, even though I owed thousands of dollars, the attorneys arranged for all of the debt to be wiped out entirely, they corrected my credit reports and even made me some money. I am forever indebted to them. Thank you so much.
Frances D., Scottsdale
I started receiving calls regarding a credit card. I didn't remember ever opening or using the credit card. But they had all of my personal information - name, address, telephone number and even social security number. I didn't know what to do or where to turn. The attorneys at Consumer Protection Law Firm saved the day. They not only stopped the calls, erased the debt, corrected my credit report, but they also got me paid. Unbelievable. I am so grateful.
Ari S., Jersey City
I can't thank you enough for all of the work you did for me. I still don't know what happened with that credit card - whether I misplaced the statement or never received it. But as soon as I received that first letter from the collections agency, you were on it. And within a couple months, the charges were canceled and I was paid for the collections agency's violations. Thank you!!!
Michelle B., Arizona
Attorneys did a great job for me, and kept me advised at each step. The case settled quickly and they took the repossession off my credit report. My family and I are truly grateful to the lawyers of my case.
A debt collection agency was confusing me with someone else on an unpaid debt. They were coming after me and making nasty comments when I tried to explain to them that it was not my debt. I had excellent credit, but they refused to remove the account from my credit reports and kept calling me. Attorneys did a wonderful job and the case settled within a month of filing the lawsuit.
Matthew S., NY
My employer was ordered to garnish my wages, for an amount that was over $4000. My wages were withheld for a debt that was not mine. My wife and I felt helpless and we were told there was nothing we could do, other than file bankruptcy. Consumer Protection Law Firm worked very hard and was able to get the judgment canceled and my wages refunded. Then he sued the debt collector and its law firm for us. The extra money from the lawsuit came in very handy, and we so appreciate lawyers work and advice.
Alex V., New York
Attorneys at Consumer Protection Law Firm stopped the harassing phone calls and letters immediately, and I received $1000 from the harassing debt collection agency within several months!
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